What is a Collateral Loan?

A collateral loan is a secured loan where you can use your assets as collateral. This allows people that can't access traditional bank financing to obtain a loan at a lower rate and for longer periods than an unsecured or payday loan. Your final approval amount depends on the current value of your assets.

Often customers use these funds to consolidate more expensive loans, for emergency vehicle repairs or for life events such as vacations, weddings or short term lay-offs. You don't have to worry about using your credit card or bothering your friends and family.

Most collateral loans can be acquired within 48 hours or less on loan amounts as little as $1,000. Most other financial institutions will not loan under $1,000 to someone without credit as they deem these unprofitable and risky.

We customize each loan to the you, the customer, based on your assets and NOT on your credit and employment history. A.C.L. loans are flexible and repayment can be based on your preferred payment schedule and payments amounts.  There are NO penalties for early repayment of loans. Your loan is an open loan and can be repaid at any time.

Approval is fast and once approved, you will have the money. Loan pre-approval is free. There is NO Obligation!

Complete the Loan Application below. Your Loan Specialist will contact you to discuss  any details.

Don't delay.  There is NO Obligation to apply and our our approvals are at NO COST to you!